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Business Services
Checking | Savings | Lending | Other Services
Hometown Bank is the bank for all your business banking needs. We understand that each business has individual demands and challenges. We're here to help you determine which accounts and services will make your business work more efficiently. Put our expertise and our services to work for you.
Business Checking (top)
Hometown Commerce Checking
- Minimum opening balance $100
- $10 monthly fee if balance falls below $500
- Fee waived with $500 minimum daily balance (or truncated)
- Unlimited check writing
- Image Statement
Hometown Commerce NOW
- Minimum opening balance $1,000
- $15 monthly fee if balance falls below $1,000
- Fee waived with $1,000 minimum daily balance
- Earns interest, accrued daily and compounded monthly, on balances of $1,000 and above
- Unlimited check writing
- Image Statement
Hometown Commerce Non-Profit Organization
- Minimum opening balance $100
- No minimum monthly balance required
- Unlimited check writing
- Image Statement
Hometown Commerce Money Market
- Minimum opening balance $2,500
- Minimum monthly balance $2,500
- $15 monthly fee if balance falls below $2,500
- Earns interest based on tiered balances
$2,500-$9,999.99
$10,000-$24,999.99
$25.000-$49,999.99
$50,000 and above
- 6 transfers per statement cycle, three of which may be check, draft, ACH, debit card or similar order made by the depositor and payable to third parties
- $5 fee per check after 6 per statement cycle
Hometown Commerce Savings
- Minimum opening balance $100
- $10 monthly fee if balance falls below $500
- Fee waived with $500 minimum daily balance
- Earns interest, accrued daily and compounded quarterly, on balances of $500 and higher
- 6 withdrawals allowed per quarter, $2 fee per withdrawal after 6 per quarter
Certificates of Deposit
We offer federally insured, fixed-rate Certificates of Deposits with terms of 30 days to 60 months.
We also offer a 39 month Certificate of Deposit. Deposits can be made in increments of $100, and you may make one withdrawal per year. Remaining balance may not be lower than $1,000.
Individual Retirement Accounts
- Plan for retirement or education with a federally insured IRA.
- Traditional IRA –Terms of 6 months to 60 months
- Roth – 5 year term
- Education – 5 year term
Hometown Bank is your hometown bank, and we can respond to your needs quickly. Let one of our professionals help put together financing that meets the demands of your business. We can set up a Business Line of Credit or a package of loans, including Commercial Real Estate, Commercial Construction, Commercial Machinery, Commercial Auto, Inventory, Equipment, Accounts Receivables, Farm Equipment or Farm Real Estate loans.
- Commercial Loans
- Construction Loans
- Business Lines of Credit
- Letters of Credit
Other Services (top)
Internet Banking and Bill Pay
Talk with us today about convenient, secure 24-hour Internet banking. You can manage accounts any time of the day or night from anywhere you have Internet access. It can make your business more efficient and your life easier.
Cash Management
Click here to help your business get control, save time and improve overall financial management.
- Balance Reporting
- Balance Alert
- Sweeps
- Book Transfers
- ACH
Business Services
Hometown Bank offers the business services that let your business work more efficiently.
- Direct Deposit
- FICA Payments
- ACH Processing
- Merchant Credit Card Processing
- Night Deposit Bags
- Wire Transfers
- Notary Services
Hometown Commercial Banking
When you coordinate your commercial banking with Hometown Bank, you’re working with a bank that understands this community. After all, this is where we do business, too. We understand your markets and the demands of your business. We offer the banking services you need—tailored specifically for your company—plus the personal service of experienced financial professionals. We can help you identify those needs for your business, large or small, and find banking solutions to make your business work better—and make your life easier.
The Unlawful Internet Gambling Enforcement Act of 2006 prohibits commercial customers from receiving deposits of any kind relating to illegal Internet gambling activities. Hometown Bank is required to enforce this prohibition.
By maintaining an account with Hometown Bank, you agree to notify us if your account is ever used for Internet gambling of any kind, even if you believe the activity to be legal. If you do not notify Hometown Bank, we may block your account to prevent future deposits from Internet gambling activities or even close your account.
Hometown Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
This coverage does not apply to balances in the Hometown Advantage, Hometown Varsity and Hometown Investment accounts. It also does not apply to money market accounts, savings accounts, club accounts and all Certificate of Deposits
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