Business

Business Services

Hometown Bank is the bank for all your business banking needs. We understand that each business has individual demands and challenges. We're here to help you determine which accounts and services will make your business work more efficiently. Put our expertise and our services to work for you.

 

Checking


Hometown Commerce Checking

  • Minimum opening balance $100
  • $10 monthly fee if balance falls below $500
  • Fee waived with $500 minimum daily balance (or no images)
  • Unlimited check writing
  • Image Statement

Hometown Commerce Interest

  • Minimum opening balance $1,000
  • $15 monthly fee if balance falls below $1,000
  • Fee waived with $1,000 minimum daily balance
  • Earns interest on maintained daily balances of $1000.00 and over. Interest accrues daily. Interest is compounded monthly.
  • Unlimited check writing
  • Image Statement

Hometown Commerce Non-Profit Organization

  • Minimum opening balance $100
  • No minimum monthly balance required
  • Unlimited check writing
  • Image Statement
  • Only for non-profit organizations (bowling leagues, churches, local organizations)

 

Savings


Hometown Commerce Savings

  • Minimum opening balance $100
  • $10 monthly fee if balance falls below $500
  • Earns interest, accrued daily and compounded quarterly, on balances of $500 and higher
  • 6 withdrawals allowed per quarter, $2 fee per withdrawal after 6 per quarter
  • Detailed quarterly statement

Certificates of Deposit

We offer federally insured, fixed-rate Certificates of Deposits with terms of 30 days to 60 months.

 

 

Other Services


Internet Banking

Talk with us today about convenient, secure 24-hour Internet banking. You can manage accounts any time of the day or night from anywhere you have Internet access. It can make your business more efficient and your life easier.


Cash Management

Hometown Bank offers cash management to help your business get control, save time and improve overall financial management.

  • Balance Reporting
  • Balance Alert
  • Sweeps
  • Book Transfers
  • ACH
  • Wires

 


Business Services

Hometown Bank offers the business services that let your business work more efficiently.

  • Safe Deposit Boxes
  • Direct Deposit
  • ACH Processing
  • Merchant Credit Card Processing
  • Night Deposit Bags
  • Wire Transfers
  • Notary Services

 


Hometown Commercial Banking

When you coordinate your commercial banking with Hometown Bank, you’re working with a bank that understands this community. After all, this is where we do business, too. We understand your markets and the demands of your business. We offer the banking services you need—tailored specifically for your company—plus the personal service of experienced financial professionals. We can help you identify those needs for your business, large or small, and find banking solutions to make your business work better—and make your life easier.