Privacy Policy

 

Privacy Policy

Rev 1/10

FACTS WHAT DOES HOMETOWN BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand that we do.
What? The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Hometown Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Hometown Bank Share? Can you limit this sharing?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes:
to offer our products and services to you
Yes No
For joint marketing with other financial companies: No We don't share
For our affiliates' everyday business purposes:
information about your transactions and experiences
Yes No  
For our affiliates' everyday business purposes:
information about your creditworthiness
No We Don't Share
For nonaffiliates to market to you: No We Don't Share
Questions? Call 606-528-2000 or go to www.ahometownbank.com
Who we are
Who is providing this notice? Hometown Bank
What we do
How does Hometown Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to only those employees who need to know that information to provide products or services to you.
How does Hometown Bank collect my personal information? We collect your personal information, for example, when you:
  • Open an account or apply for a loan
  • Seek advice about your investments
  • Give us your income information or provide employment information
We also collect your personal information from other companies, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Our affiliates include nonfinancial companies, such as Hometown Bancshares, Inc.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Hometown Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Hometown Bank doesn’t jointly market.