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Personal Savings

Mobile Banking Just Got Better!  Download our App!

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Mobile Banking Just Got Better! Download our App!

Available on the app store

Simply Savings 

A great way to start saving!

Only a $7 monthly charge if your minimum balance falls below $100

Only $50 to Open

Competitive Interest

FREE Online Banking

FREE Mobile Banking

FREE eStatements

Premier Savings

Earn higher rates while maintaining access to your funds!

Only a $7 monthly charge if your minimum balance falls below $2,500

Only $50 to Open

Competitive interest rate with a balance of $2,500 or more

FREE Online Banking

FREE Mobile Banking

FREE eStatements

Round Up Savings 

An easy way to save money and balance your checkbook by rounding up all debit card purchases to the next dollar. All you need is a Hometown Bank personal checking account, Hometown Bank Visa debit card and a Hometown Bank personal savings account.

When you make a purchase with your Hometown Bank debit card, the amount will automatically be rounded up to the next whole dollar. The difference will be automatically deposited into your Hometown Bank savings account.

We will match your contributions in the first month up to $25.

Hometown All-Stars

For pre-school thru grade 12!

No Minimum Balance

No Monthly Service Charge

Only $1 to open and obtain the disclosed annual percentage yield

Receive $1.00 per “A” up to a maximum of $10 per grading period

Report cards must be presented within 30 days of the current grading period date

Money received from grades must be deposited into the All-Stars account and cannot be withdrawn for 24 months

A 24-month hold will be placed on each bonus deposit made by the Bank on behalf of the student

Competitive interest on all daily balances of $.01 and over.  Interest will be compounded quarterly.  Interest will be credited quarterly.

Interest rate .01% — Annual Percentage Yield .01% — Rate and APY accurate as of 7/13/2022

The rate may change after opening; fees could reduce earnings

6 withdrawals per statement cycle with no fee.  $2 fee for each withdrawal in excess of 6 per statement cycle

Christmas Club

Only $5 to Open

No monthly maintenance fee

Deposits may be made in any increment you wish

Interest will be compounded annually.

Interest will be credited annually.

Interest is forfeited if account closes before maturity, and a $34.50 service fee may be imposed.

A partial withdrawal may be made before maturity and a $10 fee per withdrawal may be imposed.

At maturity, the balance, including accrued interest, will be mailed to you by check, or can be deposited into your Hometown Bank accounts.

If your account has a balance less than $3 at the end of the club year, you will forfeit any accrued interest.

Club year runs November 1st thru October 10th

Vacation Club

Only $5 to Open

No monthly maintenance fee

Deposits may be made in any increment you wish

Interest will be compounded annually.

Interest will be credited annually.

Interest is forfeited if account closes before maturity, and a $34.50 service fee may be imposed.

A partial withdrawal may be made before maturity and a $10 fee per withdrawal may be imposed.

At maturity, the balance, including accrued interest, will be mailed to you by check, or can be deposited into your Hometown Bank accounts.

If your account has a balance less than $3 at the end of the club year, you will forfeit any accrued interest.

Club year runs April 1st thru March 15th

Certificates of Deposit

We offer federally insured, fixed-rate Certificates of Deposits with terms of 30 days to 60 months.

Individual Retirement Accounts

Plan for retirement with a federally insured IRA.

Traditional IRA –Terms of 6 months to 60 months

Roth – 1 & 5 year terms