Simply Savings
A great way to start saving!
Only a $7 monthly charge if your minimum balance falls below $100
Only $50 to Open
Competitive Interest rate with a balance of $100 or more
FREE Online Banking
FREE Mobile Banking
FREE eStatements
6 withdrawals per statement cycle with no fee. $2 fee for each withdrawal in excess of 6 per statement cycle
Premier Savings
Earn higher rates while maintaining access to your funds!
Only a $7 monthly charge if your minimum balance falls below $2,500
Only $50 to Open
Competitive interest rate with a balance of $2,500 or more
FREE Online Banking
FREE Mobile Banking
FREE eStatements
6 withdrawals per statement cycle with no fee. $2 fee for each withdrawal in excess of 6 per statement cycle
Round Up Savings
An easy way to save money and balance your checkbook by rounding up all debit card purchases to the next dollar. All you need is a Hometown Bank personal checking account, Hometown Bank Visa debit card and a Hometown Bank personal savings account.
When you make a purchase with your Hometown Bank debit card, the amount will automatically be rounded up to the next whole dollar. The difference will be automatically deposited into your Hometown Bank savings account.
We will match your contributions in the first month up to $25.
Hometown All-Stars
For pre-school thru grade 12!
No Minimum Balance
No Monthly Service Charge
Only $1.00 to open
Receive $1.00 per “A” up to a maximum of $10 per grading period
Report cards must be presented within 30 days of the current grading period date
Money received from grades must be deposited into the All-Stars account and cannot be withdrawn for 24 months
A 24-month hold will be placed on each bonus deposit made by the Bank on behalf of the student
Competitive interest on all daily balances of $.01 and over. Interest will be compounded quarterly. Interest will be credited quarterly
Interest rate .10% — Annual Percentage Yield .10% — Rate and APY accurate as of 11/17/2023
The rate may change after opening; fees could reduce earnings
6 withdrawals per statement cycle with no fee. $2 fee for each withdrawal in excess of 6 per statement cycle
You must maintain a minimum balance of $.01 in the account each day to obtain the disclosed APY
Christmas Club
Only $5 to Open
No Monthly Service Charge
Deposits may be made in any increment you wish
Interest will be compounded annually
Interest will be credited annually
Interest is forfeited if account closes before maturity, and a $34.50 service fee may be imposed
A partial withdrawal may be made before maturity and a $10 fee per withdrawal may be imposed
At maturity, the balance, including accrued interest, will be mailed to you by check, or can be deposited into your Hometown Bank accounts
If your account has a balance less than $3 at the end of the club year, you will forfeit any accrued interest
Club year runs November 1st thru October 10th
Vacation Club
Only $5 to Open
No Monthly Service Charge
Deposits may be made in any increment you wish
Interest will be compounded annually
Interest will be credited annually
Interest is forfeited if account closes before maturity, and a $34.50 service fee may be imposed
A partial withdrawal may be made before maturity and a $10 fee per withdrawal may be imposed
At maturity, the balance, including accrued interest, will be mailed to you by check, or can be deposited into your Hometown Bank accounts
If your account has a balance less than $3 at the end of the club year, you will forfeit any accrued interest
Club year runs April 1st thru March 15th
Certificates of Deposit
We offer federally insured, fixed-rate Certificates of Deposits with terms of 30 days to 60 months.
Individual Retirement Accounts
Plan for retirement with a federally insured IRA.
Traditional IRA –Terms of 6 months to 60 months
Roth – 1 & 5 year terms