Home-E Checking

• Minimum opening balance: $50
• Electronic delivery of all account statements and notices.
• Requires electronic confirmation of your ability to access documents that are provided electronically.
• $7 monthly fee waived upon completion of your electronic delivery confirmation or if you maintain a $500 daily balance.
  • *Effective 3-1-2021, this fee will also apply if you unenroll in electronic delivery.
• Statements and notices will be provided via paper and electronically until electronic confirmation is completed.
• Internet Banking & Bill Pay
• ATM/debit card
• Unlimited check writing

Hometown Student Checking

• Minimum amount to open account is $25.00
• No minimum balance and no monthly fee
• Interest bearing account
• Unlimited check writing
• Internet banking and bill pay
• ATM/debit card
• ATM surcharge reimbursement on all foreign ATM transactions
• Image statement
• Earns interest on maintained daily balances of $500 and over. Interest accrues daily. Interest is compounded monthly
• This account is available until age 25.  At age 25 this account will be converted to a Hometown Classic Checking account.

Hometown Classic Checking

• Minimum opening balance: $50
• Earns interest on maintained daily balances of $500 and over. Interest accrues daily. Interest is compounded monthly.
• $7 monthly fee waived if you maintain a $500 daily balance or are age 62 and over.
• Internet Banking & Bill Pay
• ATM/debit card
• Unlimited check writing
• Image statement

Hometown Varsity Club

For those age 55 and over

• Minimum opening balance: $1,000
• Earns interest on maintained daily balances of $1,000 and over. Interest accrues daily. Interest is compounded monthly.
• $10 monthly fee waived if you maintain a $1,000 daily balance
• Internet Banking & Bill Pay
• ATM/debit card
• Unlimited check writing
• Personalized Club Checks at no charge
• Image statement
• Notary service at no charge
• Stop Payments at no charge
• Copies at no charge
• Newsletter
• Travel Discounts, luncheons and more

Hometown Investment  Account

Interest bearing checking account with tiered interest rates

• Minimum opening balance: $2,500
• Earns interest on maintained daily balances of $2,500 and over. Interest accrues daily. Interest is compounded monthly.
• $10 monthly fee waived if you maintain a $2,500 daily balance
• Internet Banking & Bill Pay
• Interest Bearing Checking with Tiered Interest Rates
• Interest based on balance tiers
  • $2,500.00-$9,999.99
  • $10,000.00-$24,999.99
  • $25,000.00-$49,999.99
  • $50,000 and above
• Image statement
• Unlimited check writing