Mortgage Loan Originators
Effective July 12, 2017
Title V of the Housing and Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, requires the licensure of mortgage loan originators with the Nationwide Mortgage Licensing System and Registry (NMLS).
The purpose of the Act is to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of mortgage loan originators (MLO). Registration is required for all MLOs who work for an insured depository institution, such as Hometown Bank. Licensing is required for all other MLOs.
The following is a listing of all registered MLOs currently working for Hometown Bank, NMLS #472167, along with their unique identifier assigned by the NMLS:
Notice of Exclusive Address
If you believe an error has occurred in the servicing of your loan or if you would like to request information regarding your mortgage loan, please send a Written Notice of Error or an Information Request to:
Attention: Loan Operations Department
P.O. Box 1323
Corbin KY 40702-1323
Please include the following information on your request:
- your name;
- information that will enable us to identify your borrower’s mortgage loan account;
- for a Notice of Error, the servicing-related error you believe has occurred; or
- for an Information Request, a statement of the information you are requesting.
A notice written or appearing on a payment coupon or other payment form will not be treated as a notice of error or an information request.
Borrowers may also submit the required information via email to firstname.lastname@example.org rather than mailing to the address above.